Archive for December, 2010

Published by Michelle on 16 Dec 2010

Decorate or Not to Decorate? That is the Question This Holiday Season

If  you’re trying to sell your home over the holiday season, do you decorate your home or take a year off from those darn holiday lights?  As with everything in life, you need “balance”.  Here are some helpful hints to consider when dragging out your holiday decorations.

Don’t go overboard and be selective.  Remember the “less is more theory”.  Instead of displaying every holiday knick-knack that you’ve collected over the years, select your favorites and try to avoid decorations with any religious conotation (examples include nativity scenes, menorahs, etc.).  The goal when selling your home is to appeal to the masses and you don’t want to offend anyone who may not share the same religious values as your family. 

Think festive and inviting…use seasonal greens and plants for holiday decorations.  Nothing is more welcoming than a healthy evergreen wreath with fresh ribbon on the front door and a brand new welcome mat.  It’s time to throw away those tattered decorations and remove all out of season (dead) plants.  For added color, place several festive poinsettias or Christmas cacti throughout the home.   

Size does matter when selecting your Christmas tree.  Many of us are guilty of picking a tree that looks perfect at the tree farm and then we get it home to find out that it fills the Family Room.  An oversized tree is telling potential buyers that the room is too small to meet their needs.  Be aware of the tree’s width when selecting your holiday tree this year. In fact, this year may be the perfect time to try one of those pencil trees.  It’s important to take your tree down immediately following the holidays.

Lastly, if your Realtor takes MLS photos during the holidays, invite them back after the decorations are put away so your photos don’t look dated.   It’s embarrassing to see photos with Christmas trees in the background when the daffodils are blooming in April.

If you have any questions, I can be reached at Michelle@HarrisburgHouses.net.

Published by Michelle on 10 Dec 2010

Fannie Mae, Freddie Mac & Several Lenders to Temporarily Suspend Foreclosures

From December 20 to January 3, Fannie Mae, Freddie Mac and several big lenders will suspend foreclosures and evictions on occupied single family and multi-family dwellings.  It’s unclear as to how many households this temporary ban will effect but it’s definately a gift to those who were scheduled to be foreclosed upon. 

Nationally, it’s been reported that as high as one in eight mortgages are in default or foreclosure.  The good news is that Pennsylvania’s foreclosure rate is still relatively low compared to the national average. 

If you find yourself in a financially distressed situation and need to sell your home before it foreclosed upon, please contact me at Michelle@HarrisburgHouses.net or (717) 623-8508.